Coastal Programs - Windstorm Coverage Included

Certain Underwriters at Lloyds, through our “First Rate” program, specializes in both Coastal Dwelling and Coastal Mobile/Manufactured Homes located in Tier 1 and Tier 2.


DP-1 & DP-3
Owner or Tenant Occupied – 1 & 2 Family and 3 & 4 Family Dwellings
TIV Limit: $250,000
Various Deductible Options PPC 1-10 Acceptable
Optional Coverages include Vandalism & Malicious Mischief (Included in DP-3, Optional for DP-1), Residence Burglary, and More!
Dwellings over 25 years require a Supplemental Questionnaire to be considered for coverage.

Mobile/Manufactured Homes

Preferred/Owner, Commercial, Seasonal, Rental & Vacant
Form and Optional Coverage(s) vary by Manufactured Home Program
Preferred Program allows for DP-1 Form Option or HO-3 Homes built in 1995 and newer are eligible
TIV Limit: $250,000
Various Deductible Options
PPC 1-10 Acceptable

Online Rating

To access the Lloyds Coastal Programs, login to the tab labeled “Coastal Rater” beneath the Personal Lines drop down box or access the link through the GGA Portal Landing Page.

Payment Options

ACH Online Payment, Credit Card, Mortgagee Billed, and Premium Financing Available Upon Request.