Griffin General Agency, Inc. provides premier Homeowner and Dwelling Programs written through “A.M.” Best "A" Rated Carriers which includes a broad range of risks and coverages designed to meet the needs of today’s insured. Whether it is a broader coverage homeowner policy or the specific coverages of our dwelling fire policy, we have the program to fit your insured’s needs. Griffin General Agency, Inc. is consistently striving to simplify and streamline writing Surplus Lines for the Independent Agent. Increased speed, accuracy and efficiency are essential elements required for reaching productivity performance goals and maximum profitability. Our customized, around the clock, 24 hour web-based platform supports all of the functions necessary to perform risk placement from rating through premium financing: Rating, Quoting, Binding, Policy Issuance, Premium Finance Quotes and Contracts.

Homeowner & Dwelling Fire Products:

  • Homeowner Form A (HO-A) and Form B (HO-B)
  • Dwelling Program includes TDP-1, TDP-2, and TDP-3

Maximum Values up to $750,000
Protected and Unprotected Risks/PPC 1-10
Homeowner may be written as Primary or Secondary
Dwelling Fire may be written as Owner, Tenant, Seasonal or Vacant
Fair Rental Value and Vacancy Clause Options for Dwelling Program
Vandalism and Malicious Mischief Option for TDP-1
Replacement Cost included TDP-3 and HO-B
Replacement Cost option for TDP-1 and HO-A
Various Deductible Options
Accidental Discharge Available
Liability limits up to $500,000
Medical Payments To Others up to $5,000
Equipment Breakdown Coverage
Residential Glass Coverage
Service Line Coverage
Older Homes/Dwellings Acceptable
Townhomes
Duplexes

Inland Flood Coverage 

The Inland Flood Coverage Endorsement is a personal lines policy endorsement that attaches to the insured’s homeowner and dwelling fire policy. It is designed primarily for policyholders in low-to-mid moderate flood hazard areas outside of wind and surge exposed Gulf coastal counties.  If eligible, occurrence limit varies from $5,000 to $50,000.

Coverage highlights include damage to:

  • Residence and certain other structures
  • Personal Property
  • Loss of Use
  • Emergency Removal
  • Debris Removal

Discounts

  • Age of Construction
  • Age of Roof
  • Age of Insured
  • Gated Community
  • Newly Renovated
  • Central Station Monitored Fire Alarm
  • Central Station Monitored Burglar Alarm
  • Pride of Ownership
  • Claim Free
  • And More ...

 

PERSONAL LINES - HOMEOWNER - ROW OF HOMES

PERSONAL-LINES---HOME---NIGHT

PERSONAL LINES - DWELLING FIRE - FOR RENT

PERSONAL LINES - VACANT DWELING