Griffin General Agency, Inc. provides premier Homeowner Programs written through “A.M.” Best "A" Rated Carriers which includes a broad range of risks and coverages designed to meet the needs of today’s insured. Whether your insured has filed multiple claims or has been met with challenges securing homeowners insurance due to current credit/insurance score, we have a homeowner program for you! Griffin General Agency, Inc. is consistently striving to simplify and streamline writing Surplus Lines for the Independent Agent. Increased speed, accuracy and efficiency are essential elements required for reaching productivity performance goals and maximum profitability. Our customized, around the clock, 24 hour web-based platform supports all of the functions necessary to perform risk placement from rating through the renewal solicitation process: Rating, Quoting, Binding and Policy Issuance.


Maximum Values up to $750,000
Minimum Limit for Coverage "A" is $50,000
Protected and Unprotected Risks/PPC 1-10 Acceptable
Homeowner may be written as Primary or Secondary
HO-A written as Actual Cash Value with the option to add Replacement Cost Coverage
HO-B includes Replacement Cost Coverage
Various Deductible Options All Forms
Optional Coverage(s) Available
Older Homes/Dwellings Acceptable

Credit/Insurance Scoring Products & No Credit/Insurance Scoring Products!
Multiple Previously Paid Claims Accepted
Many Discounts Available

Inland Flood Coverage is available through United National Insurance Company.

The Inland Flood Coverage Endorsement is a personal lines policy endorsement that attaches to the insured’s homeowner and dwelling fire policy. It is designed primarily for policyholders in low-to-mid moderate flood hazard areas outside of wind and surge exposed Gulf coastal counties. If eligible, occurrence limit varies from $5,000 to $50,000.

Coverage highlights include damage to:

  • Residence and certain other structures
  • Personal Property
  • Loss of Use
  • Emergency Removal
  • Debris Removal

Payment Options

ACH Online Payment, Credit Card, Mortgagee Billed, and Premium Financing Available Upon Request.