For over 38 years, Griffin General Agency, Inc. has specialized in writing Mobile and Manufactured Homes through “A” Rated Carriers for our retail partners. We recognize that not all property owners have the same needs. Our products are designed with flexibility and coverages to meet the needs of the manufactured homeowner. Whether a Coastal Program (Tier 1 or 2) or Non Coastal Program (Inland), we offer solutions for your insureds with affordable rates and comprehensive coverages. Our 24 hour, bind online technology, allows your agency to conduct business more quickly and efficiently. Electronic Policy Issuance and Premium Finance Agreements are available within minutes for these markets 7 days a week, 365 days a year!

Mobile & Manufactured Home Products

  • Coastal and Non Coastal Programs Available
  • Package or By-Line Coverage includes Builders Risk, Enhancement and Ordinance or Law Coverage
  • Various Deductible Options
  • Modular Homes
  • Owner Occupied
  • Vacation/Seasonal
  • Rental Homes
  • Commercial
  • Vacant
  • Wind Included – 1st Tier Counties 
  • Parks, Subdivisions, Private Property
  • Personal Liability Coverage/Premises Liability Coverage
  • Medical Payment to Others Coverage
  • Personal Property Coverage
  • Competitive Rates

Optional Coverages – Some Restrictions May Apply

  • Manufactured Home Replacement Cost Coverage
  • Manufactured Home Full Repair Cost
  • Personal Property Replacement Cost Coverage
  • Increased Radio and Televison Antenna Coverage (Including Satellite System)
  • Increased Fire Department Service Charge
  • Identity Fraud Expense Coverage
  • Earthquake Coverage
  • Equipment Breakdown Coverage
  • Farm Structures or Livestock Structures Coverage
  • Flood Coverage
  • Golf Cart Coverage
  • Manufactured Home Hobby Farm Coverage
  • Occasional Rental Coverage
  • Permitted Vacancy Coverage
  • Service Line Coverage
  • Water Back Up and Sump Discharge or Overflow Coverage
  • And More …

Inland Flood Coverage

The Inland Flood Coverage Endorsement is a personal lines policy endorsement that attaches to the insured’s mobile/manufactured home policy.  It is designed primarily for policyholders in low-to-mid moderate flood hazard areas outside of wind and surge exposed Gulf coastal counties.  If eligible, occurrence limit varies from $5,000 to $50,000.

Coverage highlights includes damage to:

  • Residence and certain other structures
  • Personal Property
  • Loss of Use
  • Emergency Removal
  • Debris Removal

 

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